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Utkarsh Small Finance Bank Ltd.
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HALFYEARLY RESULTS
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You can view the
Halfyearly Results
for the last 5 years.
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Market Cap. (Rs.)
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2598.10 Cr.
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P/BV
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0.66
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Book Value (Rs.)
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22.05
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52 Week High/Low (Rs.)
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26/14
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FV/ML
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10/1
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P/E(X)
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109.77
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Bookclosure
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14/10/2025
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EPS (Rs.)
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0.13
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Div Yield (%)
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0.00
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(Rs. in Crs.)
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 1470.41 | 1590.50 | 1746.46 | 1552.79 | 1327.27 |
| Income on Investment | 167.99 | 148.89 | 129.12 | 110.90 | 98.44 |
| Int. on balances With RBI | 82.47 | 72.66 | 77.28 | 37.90 | 51.10 |
| Others | 0.01 | 0.01 | 0.01 | 0.01 | 0.01 |
| Total Interest Earned | 1720.88 | 1812.06 | 1952.87 | 1701.60 | 1476.81 |
| Other Income | 235.09 | 392.60 | 207.23 | 203.33 | 197.07 |
| Total Income | 1955.97 | 2204.66 | 2160.10 | 1904.93 | 1673.88 |
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| EXPENDITURE | | | | | |
| Interest Expended | 968.59 | 920.52 | 821.54 | 679.35 | 613.26 |
| Employee Cost | 464.44 | 429.62 | 415.97 | 390.10 | 346.86 |
| Other Expenses | 434.62 | 435.28 | 334.90 | 297.12 | 254.86 |
| Total Expenses | 1867.65 | 1785.42 | 1572.41 | 1366.56 | 1214.98 |
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| Operating Profit Before Provisions And Contingencies | 88.32 | 419.24 | 587.69 | 538.37 | 458.90 |
| Provisions And Contingencies | 872.16 | 645.90 | 333.38 | 177.97 | 159.91 |
| P/L Before Tax | -783.84 | -226.67 | 254.31 | 360.40 | 298.99 |
| Tax | -195.90 | -61.59 | 65.53 | 84.68 | 77.08 |
| P/L After Tax from Ordinary Activities | -587.95 | -165.08 | 188.79 | 275.71 | 221.91 |
| Net Profit/Loss For the Period | -587.95 | -165.08 | 188.79 | 275.71 | 221.91 |
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| Equity Share Capital | 1101.61 | 1101.61 | 1101.37 | 1099.46 | 1096.99 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | -5.34 | -1.50 | 1.72 | 2.51 | 2.27 |
| Diluted EPS (Rs.) | (5.34) | (1.50) | 1.70 | 2.51 | 2.24 |
| Basic EPS (Rs.) | -5.34 | -1.50 | 1.72 | 2.51 | 2.27 |
| Diluted EPS (Rs.) | 0.00 | 0.00 | 1.70 | 0.00 | 2.24 |
| Gross NPA | 2276.08 | 1854.38 | 718.74 | 0.00 | 403.53 |
| Net NPA | 847.91 | 905.27 | 159.97 | 0.00 | 21.64 |
| (%) of Gross NPA | 12.42 | 9.43 | 3.88 | 0.00 | 2.81 |
| (%) of Net NPA | 5.02 | 4.84 | 0.89 | 0.00 | 0.16 |
| Return on Assets % | -1.28 | 0.01 | 0.76 | 0.00 | 1.15 |
| OPBPC Margin (%) | 5.13 | 23.13 | 30.09 | 31.63 | 31.07 |
| PBT Margin (%) | -45.54 | -12.50 | 13.02 | 21.17 | 20.24 |
| PAT Margin (%) | -34.16 | -9.11 | 9.66 | 16.20 | 15.02 |
