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Jammu & Kashmir Bank Ltd.
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Nine Months RESULTS
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You can view the
Nine Months Results
for the last 5 years.
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Market Cap. (Rs.)
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12505.03 Cr.
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P/BV
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0.81
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Book Value (Rs.)
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140.97
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52 Week High/Low (Rs.)
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128/87
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FV/ML
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1/1
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P/E(X)
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6.01
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Bookclosure
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19/08/2025
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EPS (Rs.)
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18.91
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Div Yield (%)
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1.89
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(Rs. in Crs.)
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 7256.14 | 7038.85 | 6372.03 | 5137.46 | 4518.04 |
| Income on Investment | 2236.26 | 1955.28 | 1693.53 | 1511.35 | 1242.96 |
| Int. on balances With RBI | 43.43 | 32.13 | 30.35 | 56.14 | 238.97 |
| Others | 341.56 | 301.43 | 206.94 | 137.98 | 0.56 |
| Total Interest Earned | 9877.39 | 9327.69 | 8302.85 | 6842.93 | 6000.53 |
| Other Income | 692.38 | 741.11 | 608.98 | 596.86 | 595.04 |
| Total Income | 10569.77 | 10068.80 | 8911.83 | 7439.79 | 6595.57 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 5484.62 | 5009.59 | 4404.07 | 3347.04 | 3064.51 |
| Employee Cost | 1968.98 | 2054.49 | 2092.92 | 1986.48 | 1823.97 |
| Other Expenses | 1036.58 | 870.46 | 799.82 | 696.27 | 663.37 |
| Total Expenses | 8490.18 | 7934.54 | 7296.81 | 6029.79 | 5551.85 |
| | | | | | |
| Operating Profit Before Provisions And Contingencies | 2079.59 | 2134.26 | 1615.02 | 1410.00 | 1043.72 |
| Provisions And Contingencies | -21.65 | 5.25 | 57.36 | 249.33 | 416.71 |
| P/L Before Tax | 2101.24 | 2129.01 | 1557.66 | 1160.67 | 627.01 |
| Tax | 532.82 | 627.69 | 427.56 | 438.81 | 235.65 |
| P/L After Tax from Ordinary Activities | 1568.42 | 1501.32 | 1130.10 | 721.86 | 391.36 |
| Net Profit/Loss For the Period | 1568.42 | 1501.32 | 1130.10 | 721.86 | 391.36 |
| Share Of P/L Of Associates | -7.48 | -1.44 | 7.68 | -13.96 | -15.34 |
| Net P/L After Minority Interest & Share Of Associates | 1560.94 | 1499.88 | 1137.78 | 707.90 | 376.02 |
| | | | | | |
| Equity Share Capital | 110.13 | 110.13 | 110.13 | 96.16 | 93.30 |
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| ANALYTICAL RATIOS | | | | | |
| (%) of Share by Govt. | 59.40 | 59.40 | 59.40 | 68.03 | 70.12 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 14.18 | 13.62 | 11.00 | 7.36 | 4.72 |
| Diluted EPS (Rs.) | 14.18 | 13.62 | 11.00 | 7.36 | 4.72 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | 14.18 | 13.62 | 11.00 | 7.36 | 4.72 |
| Diluted EPS (Rs.) | 14.18 | 13.62 | 11.00 | 7.36 | 4.72 |
| | | | | | |
| NPA Ratios: | | | | | |
| Gross NPA | 0.00 | 0.00 | 0.00 | 0.00 | 6508.80 |
| Net NPA | 0.00 | 0.00 | 0.00 | 0.00 | 2067.76 |
| (%) of Gross NPA | 0.00 | 0.00 | 0.00 | 0.00 | 8.93 |
| (%) of Net NPA | 0.00 | 0.00 | 0.00 | 0.00 | 3.02 |
| Return on Assets % | 0.00 | 0.00 | 0.00 | 0.00 | 0.43 |
| | | | | | |
| OPBPC Margin (%) | 21.05 | 22.88 | 19.45 | 20.60 | 17.39 |
| PBT Margin (%) | 21.27 | 22.82 | 18.76 | 16.96 | 10.44 |
| PAT Margin (%) | 15.87 | 16.09 | 13.61 | 10.54 | 6.52 |
| PAT After MI And SoA Margin (%) | 15.80 | 16.07 | 13.70 | 10.34 | 6.26 |
