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Utkarsh Small Finance Bank Ltd.
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QUARTERLY RESULTS
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You can view the
Quaterly Results
for the last 5 years.
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Market Cap. (Rs.)
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2598.10 Cr.
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P/BV
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0.66
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Book Value (Rs.)
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22.05
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52 Week High/Low (Rs.)
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26/14
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FV/ML
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10/1
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P/E(X)
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109.77
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Bookclosure
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14/10/2025
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EPS (Rs.)
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0.13
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Div Yield (%)
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0.00
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(Rs. in Crs.)
| Interest Earned | | | | | |
| Int. /Disc. on Adv/Bills | 714.05 | 756.36 | 763.86 | 826.64 | 879.58 |
| Income on Investment | 86.98 | 81.01 | 78.41 | 70.48 | 68.43 |
| Int. on balances With RBI | 38.94 | 43.54 | 37.35 | 35.31 | 38.94 |
| Total Interest Earned | 839.97 | 880.91 | 879.62 | 932.43 | 986.95 |
| Other Income | 97.35 | 137.75 | 287.11 | 105.49 | 102.59 |
| Total Income | 937.32 | 1018.65 | 1166.73 | 1037.92 | 1089.54 |
| | | | | | |
| EXPENDITURE | | | | | |
| Interest Expended | 489.50 | 479.09 | 468.22 | 452.31 | 428.79 |
| Employee Cost | 236.24 | 228.20 | 204.25 | 225.37 | 210.73 |
| Other Expenses | 214.91 | 219.71 | 260.29 | 174.99 | 173.61 |
| Total Expenses | 940.64 | 927.01 | 932.76 | 852.66 | 813.12 |
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| Operating Profit Before Provisions And Contingencies | -3.32 | 91.64 | 233.98 | 185.26 | 276.41 |
| Provisions And Contingencies | 461.65 | 410.51 | 222.70 | 423.20 | 208.34 |
| P/L Before Tax | -464.97 | -318.87 | 11.28 | -237.94 | 68.07 |
| Tax | -116.51 | -79.39 | 8.30 | -69.89 | 16.68 |
| P/L After Tax from Ordinary Activities | -348.46 | -239.48 | 2.98 | -168.05 | 51.39 |
| Net Profit/Loss For the Period | -348.46 | -239.48 | 2.98 | -168.05 | 51.39 |
| | | | | | |
| Equity Share Capital | 1101.61 | 1101.61 | 1101.61 | 1101.59 | 1101.37 |
| EPS Before Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | -3.16 | -2.17 | 0.03 | -1.53 | 0.47 |
| Diluted EPS (Rs.) | -3.16 | -2.17 | 0.03 | -1.52 | 0.46 |
| EPS After Extra Ordinary * | | | | | |
| Basic EPS (Rs.) | -3.16 | -2.17 | 0.03 | -1.53 | 0.47 |
| Diluted EPS (Rs.) | -3.16 | -2.17 | 0.03 | -1.52 | 0.46 |
| | | | | | |
| NPA Ratios: | | | | | |
| Gross NPA | 2276.08 | 2196.22 | 1854.38 | 1176.76 | 718.74 |
| Net NPA | 847.91 | 897.12 | 905.27 | 457.69 | 159.97 |
| (%) of Gross NPA | 12.42 | 11.42 | 9.43 | 6.17 | 3.88 |
| (%) of Net NPA | 5.02 | 5.00 | 4.84 | 2.50 | 0.89 |
| Return on Assets % | -1.28 | 0.87 | 0.01 | -0.64 | 0.20 |
| | | | | | |
| OPBPC Margin (%) | -0.39 | 10.40 | 26.59 | 19.86 | 28.00 |
| PBT Margin (%) | -55.35 | -36.19 | 1.28 | -25.51 | 6.89 |
| PAT Margin (%) | -41.48 | -27.18 | 0.33 | -18.02 | 5.20 |
