|
General Insurance Corporation of India
|
Ratio Analysis
|
|
|
You can view the
Ratio Analysis
for the last 5 years.
|
Market Cap. (Rs.)
|
65070.70 Cr.
|
P/BV
|
0.94
|
Book Value (Rs.)
|
395.34
|
|
52 Week High/Low (Rs.)
|
454/350
|
FV/ML
|
5/1
|
P/E(X)
|
8.76
|
|
Bookclosure
|
05/09/2025
|
EPS (Rs.)
|
42.36
|
Div Yield (%)
|
2.70
|
|
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| FaceValue | 5.00 | 5.00 | 5.00 | 5.00 | 5.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 42.36 | 38.11 | 39.37 | 13.60 | 11.35 |
| Diluted EPS (Rs.) | 42.36 | 38.11 | 39.37 | 13.60 | 11.35 |
| Cash EPS (Rs.) | 39.83 | 37.16 | 37.54 | 12.61 | 10.49 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 350.55 | 314.96 | 257.55 | 164.31 | 185.04 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 350.55 | 314.96 | 257.55 | 164.31 | 185.04 |
| Revenue From Operations / Share (Rs.) | 282.81 | 259.19 | 269.30 | 282.63 | 276.92 |
| PBDIT / Share (Rs.) | 55.78 | 49.07 | 49.21 | 21.84 | 17.93 |
| PBIT / Share (Rs.) | 55.70 | 49.00 | 49.16 | 21.76 | 17.84 |
| PBT / Share (Rs.) | 55.30 | 48.52 | 48.70 | 21.40 | 17.49 |
| Net Profit / Share (Rs.) | 39.75 | 37.10 | 37.49 | 12.53 | 10.40 |
| NP After MI And SOA / Share (Rs.) | 42.36 | 38.11 | 39.37 | 13.60 | 11.35 |
| | | | | | |
| PROFITABILITY RATIOS | | | | | |
| | | | | | |
| PBDIT Margin (%) | 19.72 | 18.93 | 18.27 | 7.72 | 6.47 |
| PBIT Margin (%) | 19.69 | 18.90 | 18.25 | 7.69 | 6.44 |
| PBT Margin (%) | 19.55 | 18.71 | 18.08 | 7.57 | 6.31 |
| Net Profit Margin (%) | 14.05 | 14.31 | 13.92 | 4.43 | 3.75 |
| NP After MI And SOA Margin (%) | 14.97 | 14.70 | 14.61 | 4.81 | 4.09 |
| Return on Networth / Equity (%) | 12.08 | 12.09 | 15.28 | 8.27 | 6.13 |
| Return on Capital Employeed (%) | 11.00 | 10.03 | 12.78 | 6.35 | 5.85 |
| Return On Assets (%) | 3.81 | 3.62 | 4.24 | 1.57 | 1.41 |
| Asset Turnover Ratio (%) | 0.26 | 0.26 | 0.30 | 0.34 | 0.37 |
| | | | | | |
| LIQUIDITY RATIOS | | | | | |
| | | | | | |
| Current Ratio (X) | 0.47 | 0.48 | 0.49 | 0.50 | 0.52 |
| Quick Ratio (X) | 0.47 | 0.48 | 0.49 | 0.50 | 0.52 |
| Dividend Payout Ratio (NP) (%) | 23.60 | 18.89 | 5.71 | 0.00 | 0.00 |
| Dividend Payout Ratio (CP) (%) | 23.56 | 18.85 | 5.70 | 0.00 | 0.00 |
| Earning Retention Ratio (%) | 76.40 | 81.11 | 94.29 | 0.00 | 0.00 |
| Cash Earning Retention Ratio (%) | 76.44 | 81.15 | 94.30 | 0.00 | 0.00 |
| | | | | | |
| COVERAGE RATIOS | | | | | |
| | | | | | |
| Interest Coverage Ratio (%) | 141.04 | 102.71 | 106.92 | 61.06 | 51.67 |
| Interest Coverage Ratio (Post Tax) (%) | 110.12 | 85.66 | 88.80 | 36.04 | 30.98 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Cr.) | 48405.16 | 33031.25 | -202.25 | -1468.72 | 16420.25 |
| EV / Net Operating Revenue (X) | 0.97 | 0.72 | 0.00 | -0.02 | 0.33 |
| EV / EBITDA (X) | 4.95 | 3.84 | -0.02 | -0.38 | 5.22 |
| MarketCap / Net Operating Revenue (X) | 1.49 | 1.27 | 0.49 | 0.40 | 0.72 |
| Retention Ratios (%) | 76.39 | 81.10 | 94.28 | 0.00 | 0.00 |
| Price / BV (X) | 1.20 | 1.05 | 0.52 | 0.69 | 1.08 |
| Price / Net Operating Revenue (X) | 1.49 | 1.27 | 0.49 | 0.40 | 0.72 |
| EarningsYield | 0.10 | 0.11 | 0.29 | 0.11 | 0.05 |
