|
Punjab National Bank
|
Ratio Analysis
|
|
|
You can view the
Ratio Analysis
for the last 5 years.
|
Market Cap. (Rs.)
|
133157.24 Cr.
|
P/BV
|
0.86
|
Book Value (Rs.)
|
135.14
|
|
52 Week High/Low (Rs.)
|
135/99
|
FV/ML
|
2/1
|
P/E(X)
|
7.24
|
|
Bookclosure
|
13/06/2026
|
EPS (Rs.)
|
16.00
|
Div Yield (%)
|
2.59
|
|
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 2.00 | 2.00 | 2.00 | 2.00 | 2.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 16.00 | 16.42 | 8.27 | 3.04 | 3.53 |
| Diluted EPS (Rs.) | 16.00 | 16.42 | 8.27 | 3.04 | 3.53 |
| Cash EPS (Rs.) | 15.99 | 16.01 | 8.39 | 3.61 | 4.15 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 130.49 | 108.61 | 92.71 | 85.76 | 82.22 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 130.49 | 115.84 | 100.25 | 93.43 | 88.62 |
| Operating Revenue / Share (Rs.) | 113.78 | 107.90 | 99.05 | 78.87 | 69.24 |
| Net Profit / Share (Rs.) | 14.88 | 15.17 | 7.56 | 2.79 | 3.34 |
| Net Profit After MI / Share (Rs.) | 16.00 | 16.08 | 8.27 | 3.04 | 3.51 |
| | | | | | |
| KEY PERFORMANCE RATIOS | | | | | |
| | | | | | |
| Net Profit Margin (%) | 13.07 | 14.06 | 7.63 | 3.53 | 4.82 |
| Net Profit After MI And SOA Nargin (%) | 14.06 | 14.90 | 8.35 | 3.85 | 5.06 |
| Operating Profit Margin (%) | 27.84 | 29.18 | 15.46 | 6.49 | 8.85 |
| Return On Assets (%) | 0.90 | 0.99 | 0.56 | 0.22 | 0.28 |
| Return On Equity / Networth (%) | 12.26 | 14.80 | 8.92 | 3.54 | 4.26 |
| Net Interest Margin (X) | 2.10 | 2.33 | 2.53 | 2.34 | 2.19 |
| Cost To Income (%) | 51.84 | 54.47 | 53.48 | 51.48 | 49.35 |
| Interest Income / Total Assets (%) | 6.43 | 6.67 | 6.82 | 5.81 | 5.69 |
| Non-Interest Income / Total Assets (%) | 0.91 | 0.88 | 0.83 | 0.81 | 0.90 |
| Operating Profit / Total Assets (%) | -0.07 | 0.05 | -0.31 | -0.61 | -0.62 |
| Operating Expenses / Total Assets (%) | 1.56 | 1.75 | 1.80 | 1.62 | 1.52 |
| Interest Expenses / Total Assets (%) | 4.33 | 4.34 | 4.28 | 3.46 | 3.49 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Rs.Cr.) | 1887033.26 | 1728918.94 | 1523407.52 | 1333714.55 | 1195171.85 |
| EV Per Net Sales (X) | 14.43 | 13.94 | 13.97 | 15.36 | 15.68 |
| Price To Book Value (X) | 0.77 | 0.88 | 1.34 | 0.54 | 0.42 |
| Price To Sales (X) | 0.88 | 0.89 | 1.26 | 0.59 | 0.50 |
| Retention Ratios (%) | 81.25 | 81.96 | 81.86 | 78.62 | 81.74 |
| Earnings Yield (X) | 0.15 | 0.16 | 0.06 | 0.06 | 0.10 |