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United Credit Ltd.
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Ratio Analysis
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You can view the
Ratio Analysis
for the last 5 years.
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Market Cap. (Rs.)
|
18.11 Cr.
|
P/BV
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0.63
|
Book Value (Rs.)
|
54.09
|
|
52 Week High/Low (Rs.)
|
43/19
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FV/ML
|
10/1
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P/E(X)
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11.08
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|
Bookclosure
|
20/09/2019
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EPS (Rs.)
|
3.07
|
Div Yield (%)
|
0.00
|
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| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 3.07 | 1.36 | 1.42 | 1.64 | 1.68 |
| Diluted EPS (Rs.) | 3.07 | 1.36 | 1.42 | 1.64 | 1.68 |
| Cash EPS (Rs.) | 3.10 | 1.42 | 1.41 | 1.64 | 1.69 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 52.77 | 49.78 | 48.48 | 47.09 | 45.48 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 52.77 | 49.78 | 48.48 | 47.09 | 45.48 |
| Revenue From Operations / Share (Rs.) | 6.18 | 5.27 | 4.91 | 4.94 | 5.27 |
| PBDIT / Share (Rs.) | 3.92 | 1.69 | 2.36 | 2.24 | 2.23 |
| PBIT / Share (Rs.) | 3.80 | 1.59 | 2.33 | 2.19 | 2.17 |
| PBT / Share (Rs.) | 3.78 | 1.58 | 2.33 | 2.18 | 2.15 |
| Net Profit / Share (Rs.) | 2.98 | 1.32 | 1.37 | 1.59 | 1.63 |
| | | | | | |
| PROFITABILITY RATIOS | | | | | |
| | | | | | |
| PBDIT Margin (%) | 63.42 | 32.08 | 48.13 | 45.33 | 42.44 |
| PBIT Margin (%) | 61.42 | 30.17 | 47.44 | 44.36 | 41.27 |
| PBT Margin (%) | 61.16 | 29.94 | 47.44 | 44.14 | 40.91 |
| Net Profit Margin (%) | 48.16 | 25.01 | 27.97 | 32.21 | 30.93 |
| Return on Networth / Equity (%) | 5.64 | 2.64 | 2.83 | 3.37 | 3.58 |
| Return on Capital Employeed (%) | 7.16 | 3.17 | 4.78 | 4.63 | 4.75 |
| Return On Assets (%) | 5.47 | 2.52 | 2.73 | 3.25 | 3.33 |
| Asset Turnover Ratio (%) | 0.11 | 0.10 | 0.09 | 0.10 | 0.10 |
| | | | | | |
| LIQUIDITY RATIOS | | | | | |
| | | | | | |
| Current Ratio (X) | 28.09 | 16.35 | 21.20 | 20.94 | 10.11 |
| Quick Ratio (X) | 28.09 | 16.35 | 21.20 | 20.94 | 10.11 |
| Dividend Payout Ratio (NP) (%) | 0.00 | 0.00 | 0.00 | 0.00 | 50.23 |
| Dividend Payout Ratio (CP) (%) | 0.00 | 0.00 | 0.00 | 0.00 | 48.40 |
| Earning Retention Ratio (%) | 0.00 | 0.00 | 0.00 | 0.00 | 49.77 |
| Cash Earning Retention Ratio (%) | 0.00 | 0.00 | 0.00 | 0.00 | 51.60 |
| | | | | | |
| COVERAGE RATIOS | | | | | |
| | | | | | |
| Interest Coverage Ratio (%) | 241.97 | 140.73 | 0.00 | 202.04 | 117.96 |
| Interest Coverage Ratio (Post Tax) (%) | 184.78 | 110.73 | 0.00 | 144.56 | 86.98 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Cr.) | 10.06 | 6.88 | 7.21 | 5.88 | 8.65 |
| EV / Net Operating Revenue (X) | 2.96 | 2.38 | 2.67 | 2.17 | 2.99 |
| EV / EBITDA (X) | 4.67 | 7.41 | 5.56 | 4.78 | 7.05 |
| MarketCap / Net Operating Revenue (X) | 3.20 | 2.48 | 2.72 | 2.22 | 3.06 |
| Retention Ratios (%) | 0.00 | 0.00 | 0.00 | 0.00 | 49.76 |
| Price / BV (X) | 0.37 | 0.26 | 0.27 | 0.23 | 0.35 |
| Price / Net Operating Revenue (X) | 3.20 | 2.48 | 2.72 | 2.22 | 3.06 |
| EarningsYield | 0.15 | 0.10 | 0.10 | 0.14 | 0.10 |
