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PNB Housing Finance Ltd.
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Ratio Analysis
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You can view the
Ratio Analysis
for the last 5 years.
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Market Cap. (Rs.)
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27619.56 Cr.
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P/BV
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1.49
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Book Value (Rs.)
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709.69
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52 Week High/Low (Rs.)
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1142/730
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FV/ML
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10/1
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P/E(X)
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12.05
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Bookclosure
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01/08/2025
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EPS (Rs.)
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87.94
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Div Yield (%)
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0.75
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| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | PR | AR | AR | AR | AR |
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
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| PER SHARE RATIOS | | | | | |
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| Basic EPS (Rs.) | 88.01 | 74.52 | 58.37 | 62.01 | 49.64 |
| Diluted EPS (Rs.) | 87.80 | 74.25 | 58.20 | 61.95 | 49.53 |
| Cash EPS (Rs.) | 90.49 | 76.64 | 60.03 | 64.99 | 52.78 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 737.64 | 648.76 | 576.56 | 652.24 | 585.51 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 737.64 | 648.76 | 576.56 | 652.24 | 585.51 |
| Revenue From Operations / Share (Rs.) | 326.41 | 294.90 | 271.45 | 386.55 | 367.49 |
| PBDIT / Share (Rs.) | 308.48 | 272.88 | 241.27 | 314.51 | 308.53 |
| PBIT / Share (Rs.) | 305.92 | 270.73 | 239.30 | 311.47 | 305.36 |
| PBT / Share (Rs.) | 114.01 | 95.63 | 75.23 | 80.59 | 64.29 |
| Net Profit / Share (Rs.) | 87.94 | 74.49 | 58.06 | 61.94 | 49.61 |
| NP After MI And SOA / Share (Rs.) | 87.94 | 74.49 | 58.06 | 61.94 | 49.61 |
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| PROFITABILITY RATIOS | | | | | |
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| PBDIT Margin (%) | 94.50 | 92.53 | 88.88 | 81.36 | 83.95 |
| PBIT Margin (%) | 93.72 | 91.80 | 88.15 | 80.57 | 83.09 |
| PBT Margin (%) | 34.92 | 32.42 | 27.71 | 20.84 | 17.49 |
| Net Profit Margin (%) | 26.94 | 25.25 | 21.38 | 16.02 | 13.50 |
| NP After MI And SOA Margin (%) | 26.94 | 25.25 | 21.38 | 16.02 | 13.50 |
| Return on Networth / Equity (%) | 11.92 | 11.48 | 10.07 | 9.49 | 8.47 |
| Return on Capital Employeed (%) | 41.02 | 41.10 | 40.91 | 15.60 | 14.51 |
| Return On Assets (%) | 2.45 | 2.34 | 2.08 | 1.56 | 1.27 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 0.00 | 2.04 | 2.56 |
| Total Debt / Equity (X) | 3.70 | 3.69 | 3.67 | 4.87 | 5.37 |
| Asset Turnover Ratio (%) | 0.09 | 0.09 | 0.10 | 0.09 | 0.08 |
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| LIQUIDITY RATIOS | | | | | |
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| Current Ratio (X) | 1.26 | 1.25 | 1.26 | 2.00 | 2.15 |
| Quick Ratio (X) | 1.26 | 1.25 | 1.26 | 2.00 | 2.15 |
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| COVERAGE RATIOS | | | | | |
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| Interest Coverage Ratio (%) | 1.61 | 1.56 | 1.47 | 1.36 | 1.28 |
| Interest Coverage Ratio (Post Tax) (%) | 1.46 | 1.43 | 1.35 | 1.27 | 1.21 |
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| VALUATION RATIOS | | | | | |
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| Enterprise Value (Cr.) | 87576.51 | 81628.81 | 68753.84 | 58494.45 | 54140.89 |
| EV / Net Operating Revenue (X) | 10.30 | 10.65 | 9.75 | 8.96 | 8.74 |
| EV / EBITDA (X) | 10.90 | 11.51 | 10.97 | 11.01 | 10.41 |
| MarketCap / Net Operating Revenue (X) | 2.32 | 2.99 | 2.32 | 1.33 | 1.03 |
| Price / BV (X) | 1.03 | 1.36 | 1.09 | 0.78 | 0.64 |
| Price / Net Operating Revenue (X) | 2.32 | 2.99 | 2.32 | 1.33 | 1.03 |
| EarningsYield | 0.11 | 0.08 | 0.09 | 0.12 | 0.13 |