|
PNB Housing Finance Ltd.
|
Ratio Analysis
|
|
|
You can view the
Ratio Analysis
for the last 5 years.
|
Market Cap. (Rs.)
|
24412.26 Cr.
|
P/BV
|
1.54
|
Book Value (Rs.)
|
609.13
|
|
52 Week High/Low (Rs.)
|
1142/747
|
FV/ML
|
10/1
|
P/E(X)
|
12.61
|
|
Bookclosure
|
01/08/2025
|
EPS (Rs.)
|
74.32
|
Div Yield (%)
|
0.53
|
|
| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| FaceValue | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | | | |
| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 74.52 | 58.37 | 62.01 | 49.64 | 55.29 |
| Diluted EPS (Rs.) | 74.25 | 58.20 | 61.95 | 49.53 | 55.26 |
| Cash EPS (Rs.) | 76.64 | 60.03 | 64.99 | 52.78 | 58.77 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 648.76 | 576.56 | 652.24 | 585.51 | 530.28 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 648.76 | 576.56 | 652.24 | 585.51 | 530.28 |
| Revenue From Operations / Share (Rs.) | 294.90 | 271.45 | 386.55 | 367.49 | 451.89 |
| PBDIT / Share (Rs.) | 272.88 | 241.27 | 314.51 | 308.53 | 378.31 |
| PBIT / Share (Rs.) | 270.73 | 239.30 | 311.47 | 305.36 | 374.80 |
| PBT / Share (Rs.) | 95.63 | 75.23 | 80.59 | 64.29 | 71.73 |
| Net Profit / Share (Rs.) | 74.49 | 58.06 | 61.94 | 49.61 | 55.26 |
| NP After MI And SOA / Share (Rs.) | 74.49 | 58.06 | 61.94 | 49.61 | 55.26 |
| | | | | | |
| PROFITABILITY RATIOS | | | | | |
| | | | | | |
| PBDIT Margin (%) | 92.53 | 88.88 | 81.36 | 83.95 | 83.71 |
| PBIT Margin (%) | 91.80 | 88.15 | 80.57 | 83.09 | 82.94 |
| PBT Margin (%) | 32.42 | 27.71 | 20.84 | 17.49 | 15.87 |
| Net Profit Margin (%) | 25.25 | 21.38 | 16.02 | 13.50 | 12.22 |
| NP After MI And SOA Margin (%) | 25.25 | 21.38 | 16.02 | 13.50 | 12.22 |
| Return on Networth / Equity (%) | 11.48 | 10.07 | 9.49 | 8.47 | 10.42 |
| Return on Capital Employeed (%) | 41.10 | 40.91 | 15.60 | 14.51 | 15.83 |
| Return On Assets (%) | 2.34 | 2.08 | 1.56 | 1.27 | 1.30 |
| Long Term Debt / Equity (X) | 0.00 | 0.00 | 2.04 | 2.56 | 3.32 |
| Total Debt / Equity (X) | 3.69 | 3.67 | 4.87 | 5.37 | 6.66 |
| Asset Turnover Ratio (%) | 0.09 | 0.10 | 0.09 | 0.08 | 0.10 |
| | | | | | |
| LIQUIDITY RATIOS | | | | | |
| | | | | | |
| Current Ratio (X) | 1.25 | 1.26 | 2.00 | 2.15 | 2.24 |
| Quick Ratio (X) | 1.25 | 1.26 | 2.00 | 2.15 | 2.24 |
| | | | | | |
| COVERAGE RATIOS | | | | | |
| | | | | | |
| Interest Coverage Ratio (%) | 1.56 | 1.47 | 1.36 | 1.28 | 1.25 |
| Interest Coverage Ratio (Post Tax) (%) | 1.43 | 1.35 | 1.27 | 1.21 | 1.18 |
| | | | | | |
| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Cr.) | 81628.81 | 68753.84 | 58494.45 | 54140.89 | 58725.52 |
| EV / Net Operating Revenue (X) | 10.65 | 9.75 | 8.96 | 8.74 | 7.72 |
| EV / EBITDA (X) | 11.51 | 10.97 | 11.01 | 10.41 | 9.23 |
| MarketCap / Net Operating Revenue (X) | 2.99 | 2.32 | 1.33 | 1.03 | 0.82 |
| Price / BV (X) | 1.36 | 1.09 | 0.78 | 0.64 | 0.70 |
| Price / Net Operating Revenue (X) | 2.99 | 2.32 | 1.33 | 1.03 | 0.82 |
| EarningsYield | 0.08 | 0.09 | 0.12 | 0.13 | 0.14 |
