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Utkarsh Small Finance Bank Ltd.
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Ratio Analysis
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You can view the
Ratio Analysis
for the last 5 years.
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Market Cap. (Rs.)
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2377.27 Cr.
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P/BV
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0.76
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Book Value (Rs.)
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28.37
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52 Week High/Low (Rs.)
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48/20
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FV/ML
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10/1
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P/E(X)
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100.37
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Bookclosure
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12/07/2024
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EPS (Rs.)
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0.22
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Div Yield (%)
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0.00
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| Months | 12 | 12 | 12 | 12 | 12 |
| Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
| Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
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| PER SHARE RATIOS | | | | | |
| | | | | | |
| Basic EPS (Rs.) | 0.22 | 4.79 | 4.52 | 0.70 | 1.46 |
| Diluted EPS (Rs.) | 0.22 | 4.75 | 4.51 | 0.70 | 1.46 |
| Cash EPS (Rs.) | 0.91 | 5.12 | 5.17 | 1.14 | 1.67 |
| Book Value[Excl.RevalReserv]/Share (Rs.) | 27.00 | 27.04 | 22.33 | 17.56 | 16.13 |
| Book Value[Incl.RevalReserv]/Share (Rs.) | 27.00 | 27.04 | 22.33 | 17.56 | 16.13 |
| Dividend / Share (Rs.) | 0.00 | 0.50 | 0.00 | 0.00 | 0.00 |
| Operating Revenue / Share (Rs.) | 34.18 | 28.91 | 27.96 | 20.65 | 18.64 |
| Net Profit / Share (Rs.) | 0.21 | 4.53 | 4.51 | 0.68 | 1.32 |
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| PER EMPLOYEE RATIOS | | | | | |
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| Interest Income / Employee (Rs.) | 1903496.64 | 1976501.15 | 1624079.23 | 1465334.55 | 1525902.23 |
| Net Profit / Employee (Rs.) | 11982.66 | 309451.03 | 262254.86 | 48713.32 | 107919.22 |
| Business / Employee (Rs.) | 20366133.12 | 21041855.11 | 17361842.26 | 16091249.82 | 15176552.07 |
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| PER BRANCH RATIOS | | | | | |
| | | | | | |
| Interest Income / Branch (Rs.) | 34477344.32 | 35792922.30 | 30180479.52 | 26950620.99 | 28333105.73 |
| Net Profit / Branches (Rs.) | 217037.55 | 5603921.17 | 4873516.87 | 895941.69 | 2003854.84 |
| Business / Branches (Rs.) | 368884383.70 | 381051882.88 | 322637415.66 | 295952330.90 | 281799741.94 |
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| KEY PERFORMANCE RATIOS | | | | | |
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| Net Profit Margin (%) | 0.62 | 15.65 | 16.14 | 3.32 | 7.07 |
| Operating Profit Margin (%) | 0.90 | 21.76 | 22.12 | 4.93 | 11.59 |
| Return On Assets (%) | 0.08 | 2.08 | 2.11 | 0.40 | 0.92 |
| Return On Equity / Networth (%) | 0.79 | 16.73 | 20.22 | 3.90 | 8.17 |
| Net Interest Margin (X) | 7.19 | 7.88 | 7.99 | 7.04 | 6.91 |
| Cost To Income (%) | 61.60 | 56.37 | 54.14 | 59.11 | 56.53 |
| Interest Income / Total Assets (%) | 13.38 | 13.29 | 13.10 | 12.27 | 13.02 |
| Non-Interest Income / Total Assets (%) | 2.13 | 1.67 | 1.56 | 1.22 | 1.02 |
| Operating Profit / Total Assets (%) | -2.04 | 0.40 | 0.55 | -0.81 | -0.10 |
| Operating Expenses / Total Assets (%) | 5.74 | 5.39 | 5.17 | 4.88 | 4.49 |
| Interest Expenses / Total Assets (%) | 6.19 | 5.40 | 5.10 | 5.23 | 6.11 |
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| VALUATION RATIOS | | | | | |
| | | | | | |
| Enterprise Value (Rs.Cr.) | 23707.93 | 23372.84 | 0.00 | 0.00 | 0.00 |
| EV Per Net Sales (X) | 6.30 | 7.35 | 0.00 | 0.00 | 0.00 |
| Price To Book Value (X) | 0.81 | 1.73 | 0.00 | 0.00 | 0.00 |
| Price To Sales (X) | 0.64 | 1.62 | 0.00 | 0.00 | 0.00 |
| Retention Ratios (%) | 100.00 | 100.00 | 100.00 | 100.00 | 100.00 |
| Earnings Yield (X) | 0.01 | 0.09 | 0.00 | 0.00 | 0.00 |
