Punjab & Sind Bank
|
Ratio Analysis
|
|
You can view the
Ratio Analysis
for the last 5 years.
Market Cap. (Rs.)
|
41208.94 Cr.
|
P/BV
|
2.73
|
Book Value (Rs.)
|
22.29
|
52 Week High/Low (Rs.)
|
78/29
|
FV/ML
|
10/1
|
P/E(X)
|
31.39
|
Bookclosure
|
11/07/2023
|
EPS (Rs.)
|
1.94
|
Div Yield (%)
|
0.79
|
|
Months | 12 | 12 | 12 | 12 | 12 |
Source Of Info (AR = Annual Report, PR = Press Release) | AR | AR | AR | AR | AR |
Face Value | 10.00 | 10.00 | 10.00 | 10.00 | 10.00 |
| | | | | |
PER SHARE RATIOS | | | | | |
| | | | | |
Basic EPS (Rs.) | 1.94 | 2.56 | -35.71 | -15.76 | -9.62 |
Diluted EPS (Rs.) | 1.94 | 2.56 | -35.71 | -15.76 | -9.62 |
Cash EPS (Rs.) | 2.16 | 1.74 | -6.49 | -13.36 | -9.88 |
Book Value[Excl.RevalReserv]/Share (Rs.) | 22.29 | 20.67 | 20.64 | 79.83 | 100.93 |
Book Value[Incl.RevalReserv]/Share (Rs.) | 22.29 | 20.67 | 20.64 | 79.83 | 100.93 |
Dividend / Share (Rs.) | 0.48 | 0.31 | 0.00 | 0.00 | 0.00 |
Operating Revenue / Share (Rs.) | 11.79 | 10.47 | 17.21 | 113.11 | 151.50 |
Net Profit / Share (Rs.) | 1.94 | 1.53 | -6.74 | -14.13 | -9.62 |
| | | | | |
PER EMPLOYEE RATIOS | | | | | |
| | | | | |
Interest Income / Employee (Rs.) | 0.00 | 8123423.24 | 7896189.20 | 8947783.91 | 9564897.52 |
Net Profit / Employee (Rs.) | 0.00 | 1189530.17 | -3094316.58 | -1118030.13 | -607373.60 |
Business / Employee (Rs.) | 0.00 | 189769405.95 | 177819159.65 | 167094856.24 | 187453216.14 |
| | | | | |
PER BRANCH RATIOS | | | | | |
| | | | | |
Interest Income / Branch (Rs.) | 52002156.15 | 46499411.53 | 45700617.96 | 51962818.48 | 81666701.34 |
Net Profit / Branches (Rs.) | 8542804.16 | 6809007.86 | -17908914.81 | -6492780.47 | -5185857.82 |
Business / Branches (Rs.) | 1213304612.23 | 1086261966.58 | 1029160431.19 | 970376550.46 | 1600507040.08 |
| | | | | |
KEY PERFORMANCE RATIOS | | | | | |
| | | | | |
Net Profit Margin (%) | 16.42 | 14.64 | -39.18 | -12.49 | -6.35 |
Operating Profit Margin (%) | 4.66 | 1.12 | -52.13 | -23.81 | -16.02 |
Return On Assets (%) | 0.96 | 0.85 | -2.47 | -0.98 | -0.49 |
Return On Equity / Networth (%) | 8.69 | 7.41 | -32.67 | -17.70 | -9.53 |
Net Interest Margin (X) | 2.17 | 2.18 | 2.04 | 2.04 | 2.09 |
Cost To Income (%) | 29.11 | 31.92 | 74.87 | 44.70 | 38.89 |
Interest Income / Total Assets (%) | 5.85 | 5.86 | 6.31 | 7.88 | 7.85 |
Non-Interest Income / Total Assets (%) | 0.68 | 0.79 | 0.81 | 0.89 | 0.76 |
Operating Profit / Total Assets (%) | 0.27 | 0.06 | -3.29 | -1.87 | -1.25 |
Operating Expenses / Total Assets (%) | 1.80 | 1.88 | 2.16 | 1.84 | 1.57 |
Interest Expenses / Total Assets (%) | 3.67 | 3.67 | 4.26 | 5.84 | 5.76 |
| | | | | |
VALUATION RATIOS | | | | | |
| | | | | |
Enterprise Value (Rs.Cr.) | 129863.83 | 108913.09 | 98675.91 | 84173.88 | 98090.22 |
EV Per Net Sales (X) | 16.25 | 15.35 | 14.15 | 10.62 | 11.46 |
Price To Book Value (X) | 1.15 | 0.74 | 0.85 | 0.13 | 0.30 |
Price To Sales (X) | 2.18 | 1.48 | 1.02 | 0.09 | 0.20 |
Retention Ratios (%) | 83.99 | 100.00 | 100.00 | 100.00 | 100.00 |
Earnings Yield (X) | 0.07 | 0.09 | -0.38 | -1.27 | -0.30 |